HVAC Financing

Don't Let Cost Stand Between You and Comfort

Wild H AC offers flexible financing through our lending partner. Apply online in minutes — fast approvals, flexible payments, no pressure.

How We Make It Affordable

Flexible Payment Plans

Low monthly payments on new HVAC systems. Get approved quickly and get your system installed fast.

Manufacturer Rebates

Bryant regularly offers mail-in and instant rebates on qualifying new equipment. We'll help you apply.

Federal Tax Credits

High-efficiency HVAC systems may qualify for federal energy tax credits of up to 30% (up to $2,000). Ask us which systems qualify.

No Surprise Costs

We give you the full cost picture upfront — including financing terms, rebates available, and estimated energy savings.

Federal Energy Tax Credit

Up to 30% Back on High-Efficiency Equipment

The Inflation Reduction Act provides a federal tax credit of up to 30% (capped at $2,000 for heat pumps and $600 for central AC) on qualifying high-efficiency HVAC equipment installed in your primary residence.

Wild H AC installs Bryant systems that qualify. We provide all necessary documentation at project completion to make filing your tax credit simple.

What May Qualify

  • High-efficiency central air conditioners (SEER2 ≥16)
  • High-efficiency heat pumps
  • High-efficiency gas furnaces (AFUE ≥97%)
  • Ductless mini-split systems
  • Qualifying Bryant system installations

* Tax credits are subject to IRS guidelines. Consult your tax advisor for eligibility. We provide product certification documents.

Financing Questions

What credit score is required?
Credit requirements vary by lender. We work with multiple financing partners so we can find an option that works for most customers — including those with less-than-perfect credit.
How fast is the approval process?
Many customers receive approval in minutes. Once approved, we can typically complete your installation within 1–2 business days.
Can financing be used for repairs as well as installations?
Yes, in many cases financing can cover larger repair bills as well as full system replacements. Ask us when you call.
How do I claim the federal tax credit?
Your tax professional can claim the credit using IRS Form 5695. We'll provide all the documentation you need, including the equipment efficiency ratings and manufacturer certification.

Ready to Apply? It Only Takes a Few Minutes

Apply online through our lending partner — fast approvals, flexible terms. Questions? Call us after you apply.